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Latest Articles from Craft Financial

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Image for Top Tips to Understand Home Loan Deposit Requirements

18th February 2026

Top Tips to Understand Home Loan Deposit Requirements

Learn how much deposit you need for a home loan and discover strategies to achieve home ownership in Montrose sooner.

Image for 10 Ways to Finance a Larger Home for Your Growing Family

16th February 2026

10 Ways to Finance a Larger Home for Your Growing Family

Discover how the right home loan options can help Boronia families upgrade to a spacious home that grows with you.

Image for Smart ways to refinance and add an offset account

11th February 2026

Smart ways to refinance and add an offset account

Discover how refinancing your home loan can unlock valuable features like offset accounts to help Croydon homeowners save thousands.

Image for Everything You Need to Know About Fixed Rate Loans and Offset Accounts

10th February 2026

Everything You Need to Know About Fixed Rate Loans and Offset Accounts

Understanding how fixed interest rate home loans and mortgage offset accounts work can help Croydon residents make informed borrowing decisions.

Recent Articles

Image for Top Tips to Understand Home Loan Deposit Requirements

18th February 2026

Top Tips to Understand Home Loan Deposit Requirements

Learn how much deposit you need for a home loan and discover strategies to achieve home ownership in Montrose sooner.

Image for 10 Ways to Finance a Larger Home for Your Growing Family

16th February 2026

10 Ways to Finance a Larger Home for Your Growing Family

Discover how the right home loan options can help Boronia families upgrade to a spacious home that grows with you.

Image for Smart ways to refinance and add an offset account

11th February 2026

Smart ways to refinance and add an offset account

Discover how refinancing your home loan can unlock valuable features like offset accounts to help Croydon homeowners save thousands.

Image for Everything You Need to Know About Fixed Rate Loans and Offset Accounts

10th February 2026

Everything You Need to Know About Fixed Rate Loans and Offset Accounts

Understanding how fixed interest rate home loans and mortgage offset accounts work can help Croydon residents make informed borrowing decisions.

Image for The smartest way to finance your Rowville renovation

4th February 2026

The smartest way to finance your Rowville renovation

Transform your property with the right home loan options and build equity while creating your dream home in Rowville.

Image for Avoid these Construction Loan mistakes with House & Land

3rd February 2026

Avoid these Construction Loan mistakes with House & Land

Understanding construction finance for house and land packages can save you thousands in Croydon

Image for How to Finance Multi-Unit Development Projects in Rowville

21st January 2026

How to Finance Multi-Unit Development Projects in Rowville

Understanding construction loans for multi-unit developments and how progressive payments work for property investors

Image for What to Know About Rate Lock-ins and Break Costs

19th January 2026

What to Know About Rate Lock-ins and Break Costs

Understanding how rate lock-ins work and what break costs mean for your home loan journey

Image for Your Guide to Investment Loan Approval in Australia

14th January 2026

Your Guide to Investment Loan Approval in Australia

Everything Croydon property investors need to know about securing investment loan approval and building wealth through property

Image for The clearest way to understand Construction Loan Fees

13th January 2026

The clearest way to understand Construction Loan Fees

Break down the fees and costs associated with construction loans to make informed decisions for your building project.

Image for What are the Different Property Types for Home Loans?

5th January 2026

What are the Different Property Types for Home Loans?

Understanding how different property types affect your home loan options, interest rates, and borrowing capacity in Australia.

Image for Avoid These Investment Loan Mistakes: Fixed vs Variable Options

29th December 2025

Avoid These Investment Loan Mistakes: Fixed vs Variable Options

Understanding the differences between fixed, variable, and split investment loan options for Ringwood North property investors

Image for Why Should You Master Property Hunting as a First Home Buyer?

27th December 2025

Why Should You Master Property Hunting as a First Home Buyer?

Smart property hunting techniques that help Ringwood North first home buyers find their perfect home faster

Image for Do you know how to prepare for Construction Loan approval?

22nd December 2025

Do you know how to prepare for Construction Loan approval?

Essential preparation steps for securing construction finance to build your dream home in Croydon

Image for Top tips to understand Fixed Rate Home Loan fees and costs

17th December 2025

Top tips to understand Fixed Rate Home Loan fees and costs

Understanding the complete cost structure of fixed interest rate home loans helps Ferntree Gully residents make informed property purchasing decisions.

Image for Smart ways to approach Construction Loan Settlement

15th December 2025

Smart ways to approach Construction Loan Settlement

Understanding construction loan settlement processes and progressive drawdown options for your Park Orchards building project

Image for Top 5 Fixed Rate Loan Features for First Home Buyers

11th December 2025

Top 5 Fixed Rate Loan Features for First Home Buyers

Discover how fixed interest rate loans can help Croydon residents secure their first home with predictable repayments.

Image for 7 Key Benefits of Mortgage Refinancing for Croydon Residents

8th December 2025

7 Key Benefits of Mortgage Refinancing for Croydon Residents

Discover how refinancing your home loan could improve your financial situation and unlock valuable opportunities.

Image for Buying a Home in Quality School Zones Without These Loan Mistakes

3rd December 2025

Buying a Home in Quality School Zones Without These Loan Mistakes

Smart home loan strategies to secure your family's future in Rowville's top educational precincts while managing costs effectively.

Image for Proven tips to unlock variable rate loan features in Croydon

1st December 2025

Proven tips to unlock variable rate loan features in Croydon

Discover how variable home loans work and their key features to make informed borrowing decisions

Image for Understanding the Basics of Investment Property Loans

26th November 2025

Understanding the Basics of Investment Property Loans

A comprehensive guide to securing finance for your first or next investment property in Ringwood North

Image for Do you know these First Home Buyer Mistakes to Avoid?

24th November 2025

Do you know these First Home Buyer Mistakes to Avoid?

Common pitfalls that could cost Ferntree Gully first-time buyers thousands when applying for a home loan.

Image for Smart ways to approach your home loan repayments

22nd November 2025

Smart ways to approach your home loan repayments

Discover proven repayment strategies that can save Park Orchards residents thousands on their home loans

Image for Smart ways to approach home loan extra repayments

22nd November 2025

Smart ways to approach home loan extra repayments

Discover proven extra repayment strategies that can save thousands on your mortgage and help you own your home sooner

Image for Top Property Ownership Tips to Secure Your Home Loan

21st November 2025

Top Property Ownership Tips to Secure Your Home Loan

Understanding property ownership options and home loan requirements can help Rowville residents make informed decisions about buying a home.

Image for Key tips to secure a home loan for your holiday home

21st November 2025

Key tips to secure a home loan for your holiday home

Everything Croydon residents need to know about financing that dream holiday property investment

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Craft Financial Pty Ltd ABN: 20 687 355 817. Credit Representative #533831 is authorised under Australian Credit License #389328.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.